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money

Yes finally!

Posted on by DS

Paying bills and getting us back on track ironically brings a sense of normalcy. I planned out a budget, and DH umpired some double headers two weeks in a row which gives him enough money (up to one thousand dollar loans) to take care of his needs for the next two weeks. This is the first time DH has lived “alone” ever in his life. By alone I mean solely responsible for himself and no one picking up his slack. It’s been an interesting experience for him.

+ for me consisted of getting pay checks and dd’s rent check in the bank and cashing out for envelopes. (Dd pays rent to us on a monthly basis.) Over the weekend I set up the electric/gas bill for payment today. I will go in to online banking this evening or tomorrow morning to set up the rest of the month’s bills. The water bill comes out around the 15th. I may start just paying a flat amount that is just above what we usually pay so I can get it paid a the same time. Sort of like levelized billing, which is not offered on the water bill. We already take advantage of levelized billing for our electric/gas. It is a “rolling average” of the last 12 months.

We got an alarm system for the house with monitoring. We had to adjust the budget for that but we did not have to cut out anything, just lowered another category.



Paid all my regular bills for the month

Posted on by DS

Finally got the bill from the allergist…she only bills me 2x a year, but I make sure I have the money saved. she is still cutting some of my bills in half, so she will get her check this week.

Grant struck in the form of a leaky water tank. I spent all morning trying to line up people to get me quotes to replace. 2 have already tried to talk me into changing my system completely…I have solar, it works fine, just need the tank replaced. I must use a plumber because a permit has to be pulled, the city needs its money. I do have a lead on a contractor that might be able to pull the permit and us do the work, I have already found out what the tank will cost. We shall see…

Our karate business is growing, we are at the break even point and I hope my DH decides to take a paycheck soon. Right now we are looking to get a “short” bus so we can do an afterschool program. The bus needs to be 15 or less seats–no special drivers license, the kids would be already registered to our karate program and my daughter is a certified teacher and would be the director.



Seems to be my pattern any more

Posted on by DS

So let me think here, what has happened in the last two weeks. We got the money difference back on that extended warranty policy the dealership had tried to bait and switch on us $714.
As I mentioned in my response to Shay, we got nearly $30 in a refund from a doctor bill overpay, because the insurance company paid more on the bill. Why I don’t know, but I’ll take it. At least the doctor was honest about it (let me say here, it was NOT the 3 Stooges office).
We have been doing some minor traveling working on trial runs (see blog listed below) to work the kinks out of our packing before we hit the road in the spring.
I ended up having to replace my five year old phone because of various problems it was having—it was a refurbished one. So now besides having to learn the ins and outs of Windows 10 on my new computer, I have a new phone to learn. Both were on the schedule to be purchased before we retired, just not this soon.
Now the really big news. DS (son not husband) got a promotion and a pay raise! He got back the 10% they cut everyone’s hourly wage plus $.80 per hour. It is still 10% below what the higher rank he is now at, but at least he got a raise!
I posted a blog post today, and have about 6 more wrote up, one a day for a week at least, because I have another one started. So stay tuned.




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